Life's Easier, Nothing To Organize.
Meet Lento, a calm money buddy for your family. Connect your accounts and Lento does the sorting, the adding up and the math. Each morning you get a plain-English picture of how you're doing, and a short list of what would help.
Invite-only beta. The demo uses made-up numbers, so click anything.
How it works
Checking, savings, credit cards, investments. Purchases come in on their own through Plaid. It's read-only: Lento can't move money.
Every purchase gets filed in the right place, and Lento remembers your corrections. It can even draft the month's budget from what you really earn and spend; you just look it over.
Open it for a minute: what's left to spend, whether the month is on track, and the one or two things worth doing. The detail is there if you ever want it.
For couples
Most couples have one budgeter and one person who'd rather run at the word. With Lento, both of you see the same picture, in plain words, and each takes part as much as you like.
Open Home and read one sentence: on pace, or worth a look. No jargon, nothing to fill in.
Every category, rule, forecast and chart is there to dig into. Change anything, and the summary updates for both of you.
Each of you signs in with your own login to the same household. Every number has an ⓘ that says what it means, so nobody needs a translator.
Every morning
Home answers the questions you'd otherwise dig for: how much is left to spend, whether the month is on pace, what bills are still coming, and where things are headed if nothing changes.
The budget, mostly done for you
Lento looks at what your family actually earns and spends and drafts the month. You look it over and save. It's built on the cash you really have, not a guess about next month, so it stays honest.
Just tell me what to do
Lento turns your numbers into a handful of plain steps, like "cover one overspent category", each one a tap away from fixing it. A simple scorecard says whether the family is on track, worth watching, or needs attention.
Also inside
"How much did we spend eating out this year?" Ask Lento, and get an answer from your own numbers.
Run a small business through your accounts? It gets its own budget, profit, owner's pay and tax set-aside, so it never looks like family spending.
Fix a category once and Lento remembers, so the same store lands in the right place next time.
Photograph a receipt (or upload a PDF) and it attaches itself to the right charge, even before the charge shows up.
See your balance 30, 60 or 90 days ahead from your recurring bills and paychecks, and the lowest point before it happens.
How much you'd need to stop depending on a paycheck, when you'll get there at today's pace (Social Security included), and what would move the date.
Your data
It's your family's money. Lento treats the data that way.
Your data is used to run your budget, and for nothing else. No trackers in the app.
Banks connect through Plaid. We never see your bank password, and Lento can't move a cent.
Encrypted connections and bank keys, two-step sign-in, and walls between households that are tested on every update. Leave anytime, and take your data with you.
The beta is invite-only while we make sure everything is solid. Relax and take a look around the demo in the meantime.
Lento